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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,459 | $100,811-76.7% | $86,698-72.9% | $134,545-82.6% |
| Participation rate | 64.7% | 79.0%-14.2pp | 76.6%-11.9pp | 81.2%-16.5pp |
| Annual return | -16.19% | 29.11%-45.3pp | 35.96%-52.2pp | 418.37%-434.6pp |
| Employer contribution / active EE | $824 | $3,490-76.4% | $2,837-70.9% | $4,742-82.6% |
| Participant deferral / active EE | $2,857 | $5,339-46.5% | $4,656-38.6% | $6,401-55.4% |
| Admin fee / account holder | $1,511 | $10,926-86.2% | $7,492-79.8% | $11,431-86.8% |