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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,744 | $232,540+12.6% | $185,117+41.4% | $147,586+77.4% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 82.8%+17.2pp |
| Annual return | 11.42% | 43.03%-31.6pp | 40.50%-29.1pp | 578.59%-567.2pp |
| Employer contribution / active EE | $4,196 | $5,195-19.2% | $4,182+0.3% | $4,876-14.0% |
| Participant deferral / active EE | $10,969 | $5,834+88.0% | $5,045+117.4% | $5,439+101.7% |
| Admin fee / account holder | $1,972 | $10,275-80.8% | $8,159-75.8% | $10,886-81.9% |