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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $348,898 | $228,395+52.8% | $185,861+87.7% | $158,982+119.5% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 11.53% | 40.82%-29.3pp | 35.96%-24.4pp | 302.99%-291.5pp |
| Employer contribution / active EE | $7,783 | $4,968+56.7% | $4,088+90.4% | $4,763+63.4% |
| Participant deferral / active EE | $8,188 | $6,417+27.6% | $5,634+45.3% | $5,983+36.8% |
| Admin fee / account holder | $3,082 | $11,869-74.0% | $9,503-67.6% | $11,252-72.6% |