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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $449,603 | $190,916+135.5% | $160,037+180.9% | $134,545+234.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -11.29% | 552.79%-564.1pp | 408.95%-420.2pp | 418.37%-429.7pp |
| Employer contribution / active EE | $8,986 | $4,996+79.9% | $4,226+112.6% | $4,742+89.5% |
| Participant deferral / active EE | $8,000 | $6,925+15.5% | $6,184+29.4% | $6,401+25.0% |
| Admin fee / account holder | $457 | $10,497-95.6% | $8,716-94.8% | $11,431-96.0% |