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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,527 | $100,262-27.7% | $81,370-10.9% | $145,897-50.3% |
| Participation rate | 78.3% | 74.3%+4.0pp | 69.5%+8.7pp | 80.3%-2.0pp |
| Annual return | 27.71% | 34.52%-6.8pp | 24.85%+2.9pp | 552.29%-524.6pp |
| Employer contribution / active EE | $3,781 | $2,979+26.9% | $2,464+53.4% | $4,663-18.9% |
| Participant deferral / active EE | $7,960 | $4,612+72.6% | $3,885+104.9% | $6,689+19.0% |
| Admin fee / account holder | $1,902 | $8,163-76.7% | $5,749-66.9% | $13,390-85.8% |