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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,056 | $67,894+43.0% | $89,340+8.6% | $82,448+17.7% |
| Participation rate | 75.0% | 64.0%+11.0pp | 69.6%+5.4pp | 68.1%+6.9pp |
| Annual return | 27.18% | 19.21%+8.0pp | 20.57%+6.6pp | 41.64%-14.5pp |
| Employer contribution / active EE | $5,674 | $1,828+210.4% | $2,231+154.3% | $2,551+122.4% |
| Participant deferral / active EE | $8,412 | $3,072+173.8% | $3,823+120.1% | $4,139+103.2% |
| Admin fee / account holder | $3,944 | $5,723-31.1% | $6,704-41.2% | $7,234-45.5% |