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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,874 | $105,929-64.2% | $81,716-53.7% | $158,966-76.2% |
| Participation rate | 46.7% | 75.6%-28.9pp | 72.0%-25.3pp | 82.0%-35.3pp |
| Annual return | 3917.70% | 38.19%+3879.5pp | 29.49%+3888.2pp | 302.95%+3614.8pp |
| Employer contribution / active EE | $0 | $7,802-100.0% | $4,310-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $5,422 | $13,007-58.3% | $7,108-23.7% | $5,983-9.4% |
| Admin fee / account holder | $275 | $8,492-96.8% | $5,159-94.7% | $11,250-97.6% |