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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC5 years Filed as: UBS FINANCIAL SERVICES Service code 27 325 NORTH OLD WOODWARD AVE · BIRMINGHAM, MA 48009 | Advisory (Plan) | $40,600 |
Filed as: ONEAMERICA RETIREMENT SERVICES, LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $36,537 |
MATRIX TRUST COMPANY4 years Service code 19 · EIN 75-3182674 | Securities Custodian | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,637 | $52,450+105.2% | $129,384-16.8% | $74,459+44.6% |
| Participation rate | 81.2% | 53.8%+27.3pp | 69.6%+11.5pp | 67.2%+14.0pp |
| Annual return | 14.08% | 15.65%-1.6pp | 9461.77%-9447.7pp | 1369.70%-1355.6pp |
| Employer contribution / active EE | $10,264 | $1,532+569.9% | $4,153+147.1% | $2,626+290.9% |
| Participant deferral / active EE | $8,913 | $2,797+218.6% | $4,166+114.0% | $4,350+104.9% |
| Admin fee / account holder | $412 | $2,636-84.4% | $7,686-94.6% | $1,945-78.8% |