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| Provider | Service type | Compensation |
|---|---|---|
EVERHART ADVISORS6+ years Filed as: EVERHART FINANCIAL GROUP, INC Service code 15 · EIN 31-1440043 | Recordkeeping | $16,478 |
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $14,446 |
ADP BROKER-DEALER6+ years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
TD AMERITRADE, INC.6+ years Service code 33 · EIN 82-0543156 | Distribution (12b-1) fees; Securities... | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,924 | $59,839+30.2% | $81,988-5.0% | $79,858-2.4% |
| Participation rate | 89.1% | 61.6%+27.5pp | 69.3%+19.9pp | 69.6%+19.5pp |
| Annual return | 12.69% | 17.56%-4.9pp | 41.31%-28.6pp | 31.72%-19.0pp |
| Employer contribution / active EE | $755 | $1,713-55.9% | $2,498-69.8% | $2,471-69.4% |
| Participant deferral / active EE | $4,134 | $2,695+53.4% | $3,722+11.1% | $3,740+10.5% |
| Admin fee / account holder | $465 | $4,287-89.2% | $5,665-91.8% | $5,306-91.2% |