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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER3+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $17,997 |
EVERHART ADVISORS3+ years Filed as: EVERHART FINANCIAL GROUP, INC Service code 15 · EIN 31-1440043 | Recordkeeping | $12,770 |
TD AMERITRADE, INC.3+ years Service code 33 · EIN 82-0543156 | Distribution (12b-1) fees; Securities... | $59 |
ADP BROKER-DEALER3+ years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,293 | $52,580+24.2% | $71,671-8.9% | $70,126-6.9% |
| Participation rate | 71.9% | 60.9%+11.0pp | 68.7%+3.1pp | 69.5%+2.3pp |
| Annual return | 15.79% | 20.25%-4.5pp | 20.65%-4.9pp | 73.15%-57.4pp |
| Employer contribution / active EE | $695 | $1,616-57.0% | $2,460-71.7% | $2,343-70.3% |
| Participant deferral / active EE | $3,995 | $2,386+67.4% | $3,438+16.2% | $3,332+19.9% |
| Admin fee / account holder | $484 | $3,653-86.8% | $5,558-91.3% | $4,645-89.6% |