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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER4+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $17,595 |
EVERHART ADVISORS4+ years Filed as: EVERHART FINANCIAL GROUP, INC Service code 15 · EIN 31-1440043 | Recordkeeping | $14,509 |
TD AMERITRADE, INC.4+ years Service code 33 · EIN 82-0543156 | Distribution (12b-1) fees; Securities... | $76 |
ADP BROKER-DEALER4+ years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,415 | $49,280+38.8% | $67,313+1.6% | $64,173+6.6% |
| Participation rate | 77.3% | 60.8%+16.5pp | 69.1%+8.2pp | 69.6%+7.8pp |
| Annual return | -1.08% | -1.39%+0.3pp | -4.08%+3.0pp | 7.63%-8.7pp |
| Employer contribution / active EE | $711 | $1,668-57.4% | $2,566-72.3% | $2,381-70.1% |
| Participant deferral / active EE | $4,453 | $2,484+79.3% | $3,568+24.8% | $3,470+28.3% |
| Admin fee / account holder | $530 | $3,863-86.3% | $4,507-88.2% | $4,887-89.2% |