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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,877 | $90,614-45.0% | $76,089-34.4% | $145,877-65.8% |
| Participation rate | 78.3% | 74.5%+3.8pp | 69.1%+9.2pp | 80.3%-2.0pp |
| Annual return | 14.20% | 623.80%-609.6pp | 360.94%-346.7pp | 551.28%-537.1pp |
| Employer contribution / active EE | $2,086 | $3,324-37.3% | $2,690-22.5% | $4,663-55.3% |
| Participant deferral / active EE | $5,210 | $5,168+0.8% | $4,259+22.3% | $6,691-22.1% |
| Admin fee / account holder | $3,496 | $8,376-58.3% | $6,418-45.5% | $13,402-73.9% |