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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,899 | $91,037-80.3% | $71,671-75.0% | $147,586-87.9% |
| Participation rate | 57.1% | 76.1%-19.0pp | 68.7%-11.6pp | 82.8%-25.7pp |
| Annual return | 14.82% | 20.48%-5.7pp | 20.65%-5.8pp | 578.59%-563.8pp |
| Employer contribution / active EE | $882 | $3,327-73.5% | $2,460-64.1% | $4,876-81.9% |
| Participant deferral / active EE | $1,862 | $4,498-58.6% | $3,438-45.8% | $5,439-65.8% |
| Admin fee / account holder | $6,789 | $8,613-21.2% | $5,558+22.1% | $10,886-37.6% |