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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,408 | $96,508-74.7% | $75,901-67.8% | $152,897-84.0% |
| Participation rate | 80.0% | 76.2%+3.8pp | 69.3%+10.7pp | 82.5%-2.5pp |
| Annual return | 18.48% | 33.99%-15.5pp | 30.76%-12.3pp | 345.43%-327.0pp |
| Employer contribution / active EE | $1,482 | $3,310-55.2% | $2,501-40.7% | $4,764-68.9% |
| Participant deferral / active EE | $2,555 | $4,554-43.9% | $3,603-29.1% | $5,851-56.3% |
| Admin fee / account holder | $399 | $8,081-95.1% | $5,420-92.6% | $11,599-96.6% |