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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,043 | $108,897-1.7% | $100,378+6.6% | $145,877-26.6% |
| Participation rate | 86.7% | 83.0%+3.7pp | 81.5%+5.2pp | 80.3%+6.4pp |
| Annual return | 9.77% | 58.17%-48.4pp | 49.41%-39.6pp | 551.28%-541.5pp |
| Employer contribution / active EE | $4,062 | $4,420-8.1% | $3,942+3.0% | $4,663-12.9% |
| Participant deferral / active EE | $8,844 | $8,455+4.6% | $8,087+9.4% | $6,691+32.2% |
| Admin fee / account holder | $874 | $9,690-91.0% | $7,899-88.9% | $13,402-93.5% |