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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,043 | $108,942-1.7% | $100,415+6.6% | $145,897-26.6% |
| Participation rate | 86.7% | 83.0%+3.7pp | 81.5%+5.1pp | 80.3%+6.4pp |
| Annual return | 9.77% | 58.27%-48.5pp | 49.47%-39.7pp | 552.29%-542.5pp |
| Employer contribution / active EE | $4,062 | $4,422-8.1% | $3,943+3.0% | $4,663-12.9% |
| Participant deferral / active EE | $8,844 | $8,461+4.5% | $8,091+9.3% | $6,689+32.2% |
| Admin fee / account holder | $874 | $9,702-91.0% | $7,906-88.9% | $13,390-93.5% |