Retirement plan

ROCKING HORSE CENTER 401(K) PLAN

Name: ROCKING HORSE CENTER - ROCKING HORSE CENTER 401(K) PLAN (2022) Form 5500
Creator: ROCKING HORSE CENTER
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ROCKING HORSE CENTER 401(K) PLAN, ROCKING HORSE CENTER

ROCKING HORSE CENTEREIN 31-1593544Plan #001PY 2022

651 SOUTH LIMESTONE STREET - SPRINGFIELD, OH 45505937-324-1111

Prospect flagsLow returns

How to read this page

Total assets (EOY)

$6.4M

-11.4% from 2021

Total participants

253

+2.8% from 2021

Average account balance

$26,126

-13.5% from 2021

Annual return

-18.54%

-34.59 pp from 2021

Benchmarks

See 1,743 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants100-249

Cohort1,743 peers

Snapshot2022

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$8.56M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$31K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

272

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$936K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+20.33%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$112

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
CONSOLIDATED FINANCIAL MANAGEMENT8+ years Service code 27 · EIN 31-1612116	Advisory (Plan)	$19,789
STANCORP FINANCIAL GROUP8+ years Service code 12 · EIN 93-1253576	Custodial (other than securities); Cl...	$7,153

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$27K

$144 / participant

Contract admin$27K100.0%

% of EOY assets

0.421%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: CLARK SCHAFFER HACKETT
Auditor EIN: 310800053
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$26,126

$51,226-49.0%

$82,706-68.4%

$66,930-61.0%

Participation rate

95.7%

67.9%+27.9pp

72.6%+23.2pp

69.8%+25.9pp

Annual return

-18.54%

-9.61%-8.9pp

701.76%-720.3pp

1.57%-20.1pp

Employer contribution / active EE

$1,505

$2,612-42.4%

$3,007-50.0%

$2,545-40.9%

Participant deferral / active EE

$3,000

$3,460-13.3%

$4,394-31.7%

$4,238-29.2%

Admin fee / account holder

$110

$416-73.5%

$5,329-97.9%

$593-81.5%

Provider

Service type

Compensation

CONSOLIDATED FINANCIAL MANAGEMENT8+ years

Service code 27 · EIN 31-1612116

Advisory (Plan)

$19,789

STANCORP FINANCIAL GROUP8+ years

Service code 12 · EIN 93-1253576

Custodial (other than securities); Cl...

$7,153

ROCKING HORSE CENTER 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ROCKING HORSE CENTER 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion