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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,260 | $78,428-83.1% | $95,960-86.2% | $79,852-83.4% |
| Participation rate | 80.9% | 73.5%+7.4pp | 77.1%+3.8pp | 69.6%+11.2pp |
| Annual return | 18.95% | 19.37%-0.4pp | 91.63%-72.7pp | 31.72%-12.8pp |
| Employer contribution / active EE | $1,385 | $1,945-28.8% | $2,541-45.5% | $2,471-44.0% |
| Participant deferral / active EE | $2,248 | $3,440-34.7% | $4,167-46.0% | $3,740-39.9% |
| Admin fee / account holder | $1,129 | $5,622-79.9% | $6,797-83.4% | $5,306-78.7% |