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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,287 | $72,492-85.8% | $87,104-88.2% | $72,975-85.9% |
| Participation rate | 80.0% | 72.8%+7.2pp | 76.9%+3.1pp | 69.5%+10.5pp |
| Annual return | 21.04% | 24.46%-3.4pp | 28.19%-7.2pp | 81.01%-60.0pp |
| Employer contribution / active EE | $1,328 | $1,894-29.9% | $2,521-47.3% | $2,440-45.6% |
| Participant deferral / active EE | $2,185 | $3,270-33.2% | $4,048-46.0% | $3,608-39.4% |
| Admin fee / account holder | $1,965 | $5,055-61.1% | $7,491-73.8% | $5,124-61.7% |