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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,061 | $67,602-80.7% | $82,312-84.1% | $70,126-81.4% |
| Participation rate | 82.1% | 72.8%+9.3pp | 76.9%+5.2pp | 69.5%+12.5pp |
| Annual return | 47.73% | 21.57%+26.2pp | 25.88%+21.8pp | 73.15%-25.4pp |
| Employer contribution / active EE | $2,029 | $1,755+15.6% | $2,428-16.5% | $2,343-13.4% |
| Participant deferral / active EE | $2,757 | $2,987-7.7% | $3,706-25.6% | $3,332-17.2% |
| Admin fee / account holder | $6,536 | $4,512+44.9% | $5,608+16.5% | $4,645+40.7% |