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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,977 | $56,544-36.4% | $75,501-52.3% | $70,126-48.7% |
| Participation rate | 59.1% | 68.1%-9.0pp | 72.4%-13.3pp | 69.5%-10.4pp |
| Annual return | 14.83% | 23.59%-8.8pp | 27.35%-12.5pp | 73.15%-58.3pp |
| Employer contribution / active EE | $546 | $1,817-69.9% | $2,352-76.8% | $2,343-76.7% |
| Participant deferral / active EE | $1,646 | $2,580-36.2% | $3,142-47.6% | $3,332-50.6% |
| Admin fee / account holder | $8,100 | $3,827+111.7% | $5,801+39.6% | $4,645+74.4% |