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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,017 | $39,113-25.8% | $69,779-58.4% | - |
| Participation rate | 51.5% | 63.4%-11.9pp | 71.8%-20.3pp | - |
| Annual return | 5.29% | 6.60%-1.3pp | 12.99%-7.7pp | - |
| Employer contribution / active EE | $551 | $1,196-53.9% | $2,338-76.4% | - |
| Participant deferral / active EE | $1,318 | $2,061-36.1% | $2,931-55.0% | - |
| Admin fee / account holder | $2,538 | $1,598+58.7% | $4,381-42.1% | - |