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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,936 | $43,550-47.3% | $63,244-63.7% | $52,331-56.2% |
| Participation rate | 63.0% | 65.7%-2.7pp | 71.0%-8.0pp | 68.1%-5.1pp |
| Annual return | -0.03% | 2.03%-2.1pp | -70.31%+70.3pp | 4.54%-4.6pp |
| Employer contribution / active EE | $907 | $1,351-32.8% | $2,322-60.9% | $1,882-51.8% |
| Participant deferral / active EE | $1,262 | $2,254-44.0% | $2,953-57.3% | $3,022-58.3% |
| Admin fee / account holder | $10,131 | $387+2518.6% | $5,893+71.9% | $592+1612.5% |