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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,035 | $78,694-54.2% | $67,652-46.7% | $125,389-71.3% |
| Participation rate | 69.2% | 78.8%-9.6pp | 75.7%-6.4pp | 83.2%-14.0pp |
| Annual return | -2.74% | 9.46%-12.2pp | 6625.40%-6628.1pp | 282.24%-285.0pp |
| Employer contribution / active EE | $0 | $3,044-100.0% | $2,266-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $3,194 | $4,292-25.6% | $3,560-10.3% | $5,352-40.3% |
| Admin fee / account holder | $14 | $7,403-99.8% | $4,821-99.7% | $9,541-99.9% |