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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,556 | $92,219-47.3% | $76,768-36.7% | $135,379-64.1% |
| Participation rate | 63.2% | 79.8%-16.6pp | 77.0%-13.8pp | 82.6%-19.5pp |
| Annual return | -8.50% | 5.46%-14.0pp | 2.43%-10.9pp | 519.79%-528.3pp |
| Employer contribution / active EE | $1,511 | $3,216-53.0% | $2,485-39.2% | $4,779-68.4% |
| Participant deferral / active EE | $3,691 | $4,508-18.1% | $3,852-4.2% | $5,609-34.2% |
| Admin fee / account holder | $10 | $10,749-99.9% | $6,675-99.8% | $10,828-99.9% |