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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,235 | $100,792+2.4% | $86,691+19.1% | $134,509-23.3% |
| Participation rate | 66.7% | 78.9%-12.3pp | 76.6%-9.9pp | 81.2%-14.6pp |
| Annual return | -18.10% | 29.08%-47.2pp | 35.94%-54.0pp | 418.13%-436.2pp |
| Employer contribution / active EE | $1,713 | $3,491-50.9% | $2,837-39.6% | $4,741-63.9% |
| Participant deferral / active EE | $6,134 | $5,339+14.9% | $4,656+31.8% | $6,400-4.2% |
| Admin fee / account holder | $1,332 | $10,924-87.8% | $7,492-82.2% | $11,427-88.3% |