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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,794 | $49,891-50.3% | $80,607-69.2% | $75,181-67.0% |
| Participation rate | 47.6% | 55.3%-7.8pp | 67.0%-19.4pp | 67.2%-19.6pp |
| Annual return | 16.90% | 34.67%-17.8pp | 936.11%-919.2pp | 160.69%-143.8pp |
| Employer contribution / active EE | $1,070 | $1,698-37.0% | $2,724-60.7% | $2,671-59.9% |
| Participant deferral / active EE | $1,978 | $2,991-33.9% | $4,448-55.5% | $4,126-52.1% |
| Admin fee / account holder | $2,311 | $3,578-35.4% | $5,379-57.0% | $5,650-59.1% |