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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,110 | $52,279-78.7% | $89,414-87.6% | $79,852-86.1% |
| Participation rate | 57.6% | 57.5%+0.1pp | 68.0%-10.4pp | 69.6%-12.0pp |
| Annual return | 21.93% | 22.16%-0.2pp | 245.50%-223.6pp | 31.72%-9.8pp |
| Employer contribution / active EE | $1,314 | $1,572-16.4% | $2,586-49.2% | $2,471-46.8% |
| Participant deferral / active EE | $2,178 | $2,740-20.5% | $3,890-44.0% | $3,740-41.8% |
| Admin fee / account holder | $1,539 | $3,356-54.1% | $4,883-68.5% | $5,306-71.0% |