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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,004 | $45,872-58.6% | $77,096-75.3% | $68,486-72.3% |
| Participation rate | 33.0% | 55.9%-23.0pp | 67.9%-35.0pp | 67.9%-34.9pp |
| Annual return | -19.88% | 1.73%-21.6pp | 42.35%-62.2pp | -7.85%-12.0pp |
| Employer contribution / active EE | $1,002 | $1,650-39.3% | $2,814-64.4% | $2,597-61.4% |
| Participant deferral / active EE | $1,921 | $2,963-35.2% | $4,429-56.6% | $4,028-52.3% |
| Admin fee / account holder | $3,333 | $3,041+9.6% | $5,428-38.6% | $5,404-38.3% |