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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,771 | $106,280-19.3% | $96,538-11.2% | $139,487-38.5% |
| Participation rate | 73.9% | 77.8%-3.9pp | 74.3%-0.4pp | 80.3%-6.4pp |
| Annual return | 9.55% | 38.48%-28.9pp | 35.74%-26.2pp | 373.84%-364.3pp |
| Employer contribution / active EE | $3,074 | $4,107-25.1% | $3,740-17.8% | $4,755-35.3% |
| Participant deferral / active EE | $5,708 | $5,457+4.6% | $4,880+17.0% | $6,713-15.0% |
| Admin fee / account holder | $10,068 | $7,888+27.6% | $6,737+49.4% | $11,407-11.7% |