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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,863 | $133,998-35.2% | $112,263-22.6% | $134,545-35.4% |
| Participation rate | 62.5% | 78.6%-16.1pp | 75.1%-12.6pp | 81.2%-18.7pp |
| Annual return | -7.10% | 47.17%-54.3pp | 27.49%-34.6pp | 418.37%-425.5pp |
| Employer contribution / active EE | $3,157 | $4,040-21.9% | $3,636-13.2% | $4,742-33.4% |
| Participant deferral / active EE | $5,652 | $5,292+6.8% | $4,729+19.5% | $6,401-11.7% |
| Admin fee / account holder | $39,902 | $7,493+432.5% | $6,410+522.5% | $11,431+249.1% |