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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,831 | $63,346+45.0% | $92,240-0.4% | $70,126+31.0% |
| Participation rate | 59.0% | 68.7%-9.7pp | 76.5%-17.5pp | 69.5%-10.6pp |
| Annual return | 14.72% | 530.19%-515.5pp | 176.29%-161.6pp | 73.15%-58.4pp |
| Employer contribution / active EE | $2,218 | $2,471-10.2% | $3,680-39.7% | $2,343-5.3% |
| Participant deferral / active EE | $4,952 | $2,854+73.5% | $3,897+27.1% | $3,332+48.6% |
| Admin fee / account holder | $2,109 | $3,841-45.1% | $5,194-59.4% | $4,645-54.6% |