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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,356 | $78,670+37.7% | $109,173-0.7% | $85,847+26.2% |
| Participation rate | 76.9% | 68.3%+8.6pp | 75.9%+1.0pp | 69.3%+7.6pp |
| Annual return | 24.99% | 25.09%-0.1pp | 25.75%-0.8pp | 318.61%-293.6pp |
| Employer contribution / active EE | $1,724 | $2,734-36.9% | $3,723-53.7% | $2,565-32.8% |
| Participant deferral / active EE | $6,112 | $3,467+76.3% | $4,654+31.3% | $3,952+54.6% |
| Admin fee / account holder | $22,402 | $5,469+309.6% | $6,755+231.6% | $6,261+257.8% |