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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,238 | $75,832+57.2% | $147,617-19.2% | $59,633+100.0% |
| Participation rate | 72.4% | 71.6%+0.8pp | 84.6%-12.2pp | 68.7%+3.7pp |
| Annual return | -2.16% | 0.37%-2.5pp | 61.98%-64.1pp | 2041.45%-2043.6pp |
| Employer contribution / active EE | $2,791 | $3,485-19.9% | $5,564-49.8% | $2,203+26.7% |
| Participant deferral / active EE | $4,894 | $3,131+56.3% | $4,8950% | $3,192+53.4% |
| Admin fee / account holder | $616 | $5,986-89.7% | $11,612-94.7% | $4,297-85.7% |