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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,263 | $84,236+110.4% | $170,435+4.0% | $70,126+152.8% |
| Participation rate | 77.8% | 70.8%+6.9pp | 83.6%-5.8pp | 69.5%+8.2pp |
| Annual return | 16.16% | 23.06%-6.9pp | 205.94%-189.8pp | 73.15%-57.0pp |
| Employer contribution / active EE | $2,738 | $3,387-19.2% | $5,432-49.6% | $2,343+16.9% |
| Participant deferral / active EE | $5,707 | $3,086+84.9% | $4,939+15.5% | $3,332+71.3% |
| Admin fee / account holder | $1,542 | $5,698-72.9% | $13,881-88.9% | $4,645-66.8% |