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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,134 | $91,179+130.5% | $178,499+17.7% | $79,852+163.2% |
| Participation rate | 70.3% | 69.2%+1.1pp | 81.9%-11.7pp | 69.6%+0.6pp |
| Annual return | 16.68% | 24.19%-7.5pp | 151.10%-134.4pp | 31.72%-15.0pp |
| Employer contribution / active EE | $2,713 | $3,256-16.7% | $5,011-45.9% | $2,471+9.8% |
| Participant deferral / active EE | $5,282 | $3,236+63.2% | $5,202+1.5% | $3,740+41.2% |
| Admin fee / account holder | $3,138 | $6,749-53.5% | $13,986-77.6% | $5,306-40.9% |