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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,220 | $114,712-85.0% | $173,730-90.1% | $87,485-80.3% |
| Participation rate | 72.5% | 73.0%-0.5pp | 79.6%-7.1pp | 68.9%+3.5pp |
| Annual return | 15.67% | 20.18%-4.5pp | 19.96%-4.3pp | 26.06%-10.4pp |
| Employer contribution / active EE | $1,324 | $2,904-54.4% | $4,577-71.1% | $2,596-49.0% |
| Participant deferral / active EE | $1,700 | $4,642-63.4% | $6,326-73.1% | $4,274-60.2% |
| Admin fee / account holder | $1,376 | $10,210-86.5% | $17,523-92.1% | $7,775-82.3% |