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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,672 | $91,536-79.6% | $130,062-85.6% | $75,177-75.2% |
| Participation rate | 91.2% | 71.5%+19.8pp | 78.5%+12.7pp | 67.2%+24.0pp |
| Annual return | 7.79% | -631.62%+639.4pp | -137.37%+145.2pp | 160.75%-153.0pp |
| Employer contribution / active EE | $1,664 | $2,845-41.5% | $4,322-61.5% | $2,671-37.7% |
| Participant deferral / active EE | $3,438 | $4,343-20.8% | $5,821-40.9% | $4,126-16.7% |
| Admin fee / account holder | $40,774 | $6,780+501.4% | $10,601+284.6% | $5,651+621.5% |