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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,920 | $81,870-31.7% | $119,634-53.3% | $68,490-18.4% |
| Participation rate | 96.0% | 71.9%+24.1pp | 79.3%+16.7pp | 67.9%+28.1pp |
| Annual return | 8211.05% | -23.82%+8234.9pp | -14.98%+8226.0pp | -7.85%+8218.9pp |
| Employer contribution / active EE | $1,594 | $2,692-40.8% | $4,232-62.3% | $2,597-38.6% |
| Participant deferral / active EE | $3,344 | $4,148-19.4% | $5,601-40.3% | $4,028-17.0% |
| Admin fee / account holder | $1,291 | $6,583-80.4% | $10,329-87.5% | $5,403-76.1% |