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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,087 | $101,778-84.2% | $164,975-90.2% | $80,925-80.1% |
| Participation rate | 72.6% | 71.8%+0.7pp | 78.6%-6.0pp | 67.7%+4.9pp |
| Annual return | 10.73% | 16.73%-6.0pp | 70.12%-59.4pp | 35.65%-24.9pp |
| Employer contribution / active EE | $1,606 | $2,954-45.6% | $4,343-63.0% | $2,756-41.7% |
| Participant deferral / active EE | $2,703 | $4,477-39.6% | $6,033-55.2% | $4,299-37.1% |
| Admin fee / account holder | $8,608 | $8,221+4.7% | $12,688-32.2% | $6,940+24.0% |