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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,769 | $56,197+77.5% | $67,652+47.5% | $59,633+67.3% |
| Participation rate | 61.5% | 71.5%-9.9pp | 75.7%-14.1pp | 68.7%-7.1pp |
| Annual return | 12.60% | 18508.10%-18495.5pp | 6625.40%-6612.8pp | 2041.45%-2028.9pp |
| Employer contribution / active EE | $607 | $1,615-62.4% | $2,266-73.2% | $2,203-72.4% |
| Participant deferral / active EE | $2,446 | $2,844-14.0% | $3,560-31.3% | $3,192-23.4% |
| Admin fee / account holder | $5,085 | $3,958+28.5% | $4,821+5.5% | $4,297+18.4% |