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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,491 | $71,873-64.5% | $86,698-70.6% | $68,490-62.8% |
| Participation rate | 53.6% | 72.2%-18.7pp | 76.6%-23.0pp | 67.9%-14.3pp |
| Annual return | -15.64% | 3.54%-19.2pp | 35.96%-51.6pp | -7.85%-7.8pp |
| Employer contribution / active EE | $599 | $2,173-72.4% | $2,837-78.9% | $2,597-76.9% |
| Participant deferral / active EE | $2,796 | $3,779-26.0% | $4,656-39.9% | $4,028-30.6% |
| Admin fee / account holder | $3,847 | $6,110-37.0% | $7,492-48.6% | $5,403-28.8% |