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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,083 | $80,983-74.0% | $96,544-78.2% | $75,177-72.0% |
| Participation rate | 97.8% | 71.8%+26.0pp | 76.0%+21.8pp | 67.2%+30.6pp |
| Annual return | 15.76% | 27.05%-11.3pp | 25.88%-10.1pp | 160.75%-145.0pp |
| Employer contribution / active EE | $652 | $2,282-71.4% | $2,966-78.0% | $2,671-75.6% |
| Participant deferral / active EE | $2,778 | $3,929-29.3% | $4,851-42.7% | $4,126-32.7% |
| Admin fee / account holder | $1,976 | $6,717-70.6% | $8,254-76.1% | $5,651-65.0% |