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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,125 | $211,239-87.2% | $178,528-84.8% | $145,877-81.4% |
| Participation rate | 42.1% | 80.8%-38.7pp | 77.1%-35.0pp | 80.3%-38.2pp |
| Annual return | 12.95% | 30.22%-17.3pp | 27.11%-14.2pp | 551.28%-538.3pp |
| Employer contribution / active EE | $1,377 | $4,570-69.9% | $3,950-65.1% | $4,663-70.5% |
| Participant deferral / active EE | $3,560 | $6,963-48.9% | $6,278-43.3% | $6,691-46.8% |
| Admin fee / account holder | $14,750 | $12,095+22.0% | $10,419+41.6% | $13,402+10.1% |