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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,889 | $190,879-90.6% | $160,009-88.8% | $134,532-86.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -23.90% | 552.63%-576.5pp | 408.85%-432.7pp | 418.27%-442.2pp |
| Employer contribution / active EE | $1,927 | $4,995-61.4% | $4,225-54.4% | $4,741-59.3% |
| Participant deferral / active EE | $7,235 | $6,924+4.5% | $6,183+17.0% | $6,401+13.0% |
| Admin fee / account holder | $3,980 | $10,495-62.1% | $8,715-54.3% | $11,429-65.2% |