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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,258 | $202,440-85.5% | $169,390-82.7% | $139,466-79.0% |
| Participation rate | 47.1% | 81.1%-34.0pp | 77.2%-30.1pp | 80.3%-33.3pp |
| Annual return | 20.53% | 532.36%-511.8pp | 406.07%-385.5pp | 373.66%-353.1pp |
| Employer contribution / active EE | $1,456 | $4,693-69.0% | $4,013-63.7% | $4,754-69.4% |
| Participant deferral / active EE | $4,398 | $6,940-36.6% | $6,222-29.3% | $6,712-34.5% |
| Admin fee / account holder | $1,522 | $10,722-85.8% | $9,015-83.1% | $11,409-86.7% |