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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,830 | $90,606+36.7% | $79,466+55.8% | $135,379-8.5% |
| Participation rate | 38.9% | 76.0%-37.2pp | 73.3%-34.5pp | 82.6%-43.8pp |
| Annual return | -7.42% | 977.69%-985.1pp | 718.28%-725.7pp | 519.79%-527.2pp |
| Employer contribution / active EE | $657 | $3,068-78.6% | $2,800-76.5% | $4,779-86.2% |
| Participant deferral / active EE | $2,206 | $4,050-45.5% | $3,704-40.4% | $5,609-60.7% |
| Admin fee / account holder | $15,166 | $5,895+157.3% | $5,104+197.1% | $10,828+40.1% |