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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,396 | $100,895+90.7% | $90,430+112.8% | $158,950+21.0% |
| Participation rate | 43.8% | 75.0%-31.3pp | 72.7%-28.9pp | 82.0%-38.2pp |
| Annual return | 16.47% | 1725.54%-1709.1pp | 1293.73%-1277.3pp | 302.91%-286.4pp |
| Employer contribution / active EE | $699 | $3,689-81.0% | $3,262-78.6% | $4,762-85.3% |
| Participant deferral / active EE | $1,663 | $4,347-61.8% | $3,963-58.0% | $5,983-72.2% |
| Admin fee / account holder | $2,204 | $6,505-66.1% | $5,613-60.7% | $11,248-80.4% |