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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,582 | $84,684+11.7% | $73,835+28.1% | $125,388-24.6% |
| Participation rate | 52.6% | 76.8%-24.1pp | 73.4%-20.8pp | 83.2%-30.6pp |
| Annual return | 6.71% | 3123.93%-3117.2pp | 2268.13%-2261.4pp | 282.24%-275.5pp |
| Employer contribution / active EE | $1,171 | $3,123-62.5% | $2,788-58.0% | $4,866-75.9% |
| Participant deferral / active EE | $3,561 | $3,993-10.8% | $3,583-0.6% | $5,352-33.5% |
| Admin fee / account holder | $564 | $5,691-90.1% | $4,880-88.4% | $9,541-94.1% |