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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,445 | $140,592-54.2% | $123,105-47.7% | $125,389-48.6% |
| Participation rate | 100.0% | 88.2%+11.8pp | 86.8%+13.2pp | 83.2%+16.8pp |
| Annual return | -3.03% | 16.80%-19.8pp | 13.22%-16.2pp | 282.24%-285.3pp |
| Employer contribution / active EE | $2,355 | $6,041-61.0% | $5,151-54.3% | $4,866-51.6% |
| Participant deferral / active EE | $2,904 | $6,980-58.4% | $6,229-53.4% | $5,352-45.7% |
| Admin fee / account holder | $817 | $11,198-92.7% | $9,014-90.9% | $9,541-91.4% |