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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,529 | $167,533-71.0% | $151,645-68.0% | $134,545-63.9% |
| Participation rate | 91.7% | 88.4%+3.3pp | 87.5%+4.2pp | 81.2%+10.4pp |
| Annual return | -20.64% | 7.81%-28.5pp | 3.34%-24.0pp | 418.37%-439.0pp |
| Employer contribution / active EE | $2,282 | $6,828-66.6% | $6,165-63.0% | $4,742-51.9% |
| Participant deferral / active EE | $3,121 | $8,985-65.3% | $8,363-62.7% | $6,401-51.2% |
| Admin fee / account holder | $2,316 | $13,781-83.2% | $11,614-80.1% | $11,431-79.7% |