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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,062 | $160,059-65.6% | $140,019-60.7% | $135,380-59.3% |
| Participation rate | 88.9% | 88.5%+0.4pp | 87.5%+1.4pp | 82.6%+6.2pp |
| Annual return | -9.27% | 911.48%-920.7pp | 651.17%-660.4pp | 519.81%-529.1pp |
| Employer contribution / active EE | $1,831 | $6,420-71.5% | $5,605-67.3% | $4,779-61.7% |
| Participant deferral / active EE | $3,031 | $7,641-60.3% | $6,927-56.2% | $5,609-46.0% |
| Admin fee / account holder | $1,082 | $13,328-91.9% | $10,705-89.9% | $10,828-90.0% |